I think what your referring to is posting your personnal assests against the bond - and thats not good.
It is not good but that is how it works.
Incorporating does offer some protection from losing personel assets.
Nothing protects you from negligence, nor should it.
A lot of folks miss the basic concept that its your business, you started it, you own it, its your asset, and if you lose it then something that belonged to you has been lost.
Yeah I know the benefits of being incorporated and have done so as well.
