I'm in Cent Pa. A 'home inspector' is contending that changing out the panel requires installing AFCI's. I've never heard of such a thing.
The 2005 code requires AFCI protection of the branch circuit supplying all 120 volt 15 and 20 amp outlets INSTALLED in bedrooms of dwellings. A simple panel replacement usually does not involve any installation of new 120 volt outlets in bedrooms of dwellings, so therefore a careful read of the code section requiring afci protection will highlight the fact that "home inspectors" are generally as far off as my spelling seems to always be.
