I check my overhead monthly, if not weekly...but unfortunately i can't give my boss a bill for my higher expenses...just one more reason to get the E1....are there any contractors offering health insurance for their employees? mine doesn't...when i bring up the issue...he cuts me off and says:"do you know how much that costs?"...i may be wrong..but isn't that part of overhead?...isn't it me and the customer who is paying for it???