Here in MA (and maybe everywhere) as a sole proprietor I am not required to have workmans comp insurance. A developer that I am working with has informed me that their insurance company will not insure them unless I and other subs carry comp. Companies sell a plan for around $500.00 that will do nothing other than prohibit me from filing a claim against the developers comp plan. I can not use this plan that will cost me $500.00. To me this stinks of collusion, extortion and plain old bullcrap. The developer wants me to stay with them so they have offered to pay for this but the money is not the point. It is the digust I now have for the insurance industry. anyone else come accross this?
