Bill, the true meaning of those two statements is that, in the end, you're on your own. Do not expect anyone -especially a government agency- to come to your aid, or to care a whit about you.

No one ever said life was fair, or easy. Sometimes it seems you get to "choose your injury"- do I take it in the body or the wallet?

This is not simple cant on my part; I've had to make this sort of choice before. Indeed, making hard choices seems to be part of 'growing up.'

Remember- as a journeyman, you are paid to exercise your judgement as well as handle tools.