How utterly ridiculous, but how typical of the way insurance companies behave these days. [Linked Image]

It's sounds about right for the mentality of the companies that they'll cover you to wire 3-ph in a whole building but consider testing an electric kettle to be too big a risk.

I could go on about car insurance and idiot companies that treat you like some kind of leper if you drive anything made west of Portugal, but that's another story......