Well...had a right "interesting" converstion with my insurers today. It's time to renew the PL/3P cover again. I was somewhat taken aback however, the convo went like this:
"Blah, blah,blah...Do you do 3ph work"?
"Yes"
"Inspection and testing to 16th edition"?
"Indeed, yes"
"ok....Do you do PAT testing"?
"Yup"
"Ah...in that case we can't cover you"
"Eh"?
"If you do PAT testing we can't cover you anymore"
"Wh...You can't cover me"?
"That's correct...sorry"
"Why not"?
"It's in case you tell someone that their...I don't know...kettle...is ok, but then it turns out not to be and they sue"
[Linked Image] "You're joking"!
"No sir, sorry, it's quite correct"
"But I do installation testing...that's not a problem; you said so yourself"! [Linked Image]
"Yes, that's different though"
"Waddayamean different"??
"Well...it's fixed wiring...it's different. PAT is portable - that's what the P means in the word...'portable'...so it's different"
*Quick reality check here - reach for ciggy's* [Linked Image]
"Oddly enough I know what PAT testing is...I've been doing it for three years plus"
"And we've been covering you"?
"Yes"
"Hmm. Well we shouldn't have been"
....
"Ok" [Linked Image] "Let me get this straight. I can wire out a complete building to the best of my capability - taking into account all kinds of variables. I can test it using a specialist preset multitestmeter designed for the job and fill out the forms accordingly. The following day the place burns down and I'm covered..."
"Uhuh, yep...that's right"
"But if I test their bloody kettle, using another specifically designed and built meter - in accordance with all the required instructions and procedures - and someone gets a shock the following day, my insurance is void"???
"That's about the shape of it...except we can't cover you at all now 'coz we know you do PAT..."
"This is a wind-up yeah..."?
"Sorry, no"
"IT SUCKS"!!!
"Well...i su..."
"Bye"
*click*

Anyone got anything they would like to add to this?? I can scarcely believe it!

If hindsight were foresight, we'd all be millionaires!