Please allow for my ignorance... I am not familiar with Canadian rules; perhaps someone could explain something to me.

I am told that many Canadian EC'c have licenses that limit their practice to 200 amp services, or smaller.

A common type of housing is having four apartments in one building, with each apartment receiving a 100 amp service.
To circumvent the "200 amp" limit, contractors are running two service masts into a common gutter, that in turn feeds the 4 disconnects.

It seems to me that four residences do NOT require 400 amps of service. If you did your load calculations, then the de-rating factors for multiple services..... it looks to me that you would most likely be able to serve all four services with a single 200 amp service drop.

Am I correct?